|
|
| home about us free pdf software downloads links privacy site map copyright policy |
|
|
2000Sep30issue The National Credit Union Administration's Office of Community Development Credit Unions has provided and will continue to provide assistance to many low-income credit unions. Intermediary Relending Program (IRP) Loans: USDA lends funds to intermediaries (credit unions) which, in turn, provide loans to borrowers who are developing business facilities or community development projects in rural areas (including cities with a population of less than 25,000). ARC has focused on four areas that support the infrastructure necessary for creating entrepreneurial economies: (1) Improving access to private investment for local businesses through the development of new venture capital funds and micro-credit debt funds; (2) Educating current and future entrepreneurs through new training programs in schools; (3) Strengthening local economies by identifying and capitalizing on particular industries in which communities have a competitive advantage; (4) Nurturing new businesses by creating and maintaining business incubators throughout the Appalachian Region (various counties in Alabama, Georgia, Kentucky, Maryland, Mississippi, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and all counties in West Virginia). ARC's Entrepreneurship Initiative helps communities assist entrepreneurs in starting and expanding local businesses. TVOwnershipFile Welcome to BIAfn's Investing in Television® 2002 Ownership File. This is the premiere information guide profiling commercial television stations by owner. Investing in Testing (Slides) http://www.rexblackconsulting.com/publications/Investing in Testing (Slides).pdf The project management team foregoes expenditures elsewhere What kinds of techniques can I apply to build a high-return-on-investment test system? Conformance costs include testing (finding bugs, a.k.a. defects) and quality assurance (preventing bugs) Nonconformance costs include fixing bugs, retesting, dealing with angry customers, damage to company image, lost business, etc. 1,000 bugs in product Developers find 250 Customers find 750 Quality costs over 3/4 million dollars--and customers are angry! Invest in testing team Developers find 250 bugs Testers find 350 bugs Customers find about 50% fewer bugs Costs are down Localization: errors with dates, language, money, and culture Usability: the software works, but what a pain! computershare Computershare,a global technology and services company for the securities industry,maintains more than 61 million shareholder accounts in nine countries.Its ability to react quickly and handle high volumes has elevated its stature in recent years to become the largest company of its genre,and the only share registrar/transfer agent operating worldwide. 24 hours a day and the background to understandour reputation.That vendor of choice was Compaq." In addition,the system is clustered,diminishing downtime and allowing backups to occur offline.In the unlikely event of a failure at the primary production site,Computershare can switch the processing over to a mirror site about 20 miles away in a matter of seconds. pefs_tobacco ·Tobacco use is the single most preventable cause of death and disease, causing more than 440,000 premature deaths annually in the United States during 1995--1999. ·Smoking can cause chronic lung disease, coronary heart disease, and stroke, as well as cancer of the lungs, larynx, esophagus, mouth, and bladder. In addition, smoking contributes to cancer of the cervix, pancreas, and kidneys. ·About 14% of all Medicaid expenditures are for smokingrelated illnesses. · Each of the approximately 22 billion packs of cigarettes sold in the United States in 1999 cost the nation an estimated $7.18 in medical care costs and lost productivity. Investing for the longer term DLE Brochure http://invest.tower.co.nz/download/Investing for the longer term DLE Brochure.pdf Superannuation funds and other longer-term investment options like the ones offered through TOWER are designed to achieve maximum benefits over the longer term. · If you want to keep investing for your future and enjoy the tax advantages and discipline of superannuation schemes but would like a greater degree of stability, then you could consider moving to a more stable fund option within your current superannuation plan -- like the Capital Protected Fund. Some markets will fluctuate more than others, which is why some investment returns are more volatile than others. The Balanced Fund is a well-diversified superannuation fund option with an emphasis on growth over the medium to longer term. Long_term_investing Milwaukee, Wisconsin -- September 16, 2002 -- The Ziegler Companies, Inc. (AMEX: ZCO), a diversified financial services holding company, today released a new white paper entitled "We've been here before" which looks at the present market environment, addresses investor concerns and covers basic investing principles. The paper, written by Ziegler's chief investment officer, Brian Andrew, CFA, addresses current and historical perspective on the equity market, reasons for a better equity outlook, and the increasing role of corporate governance "Investors are searching for ways to regain confidence in the equity market," said Brian Andrew, CFA, Chief Investment Officer, Ziegler Investment Services Group. Dataclean_Orderform What's the point of investing in a new information system if you're using the same outdated data? Working with obsolete, duplicate data is time-consuming. But most of all, it costs your organization money. We guarantee savings of over double your investment. I'd like more information on ECRI DataClean. directions-for-success-final On behalf of Peel Regional Council and Regional Staff, I am pleased to present our third strategic plan, Directions for Success: Investing in Peel's Future. The Region of Peel is a unique and diverse community that continues to grow at an exceptional pace. Directions for Success: Investing in Peel's Future will ensure that we address issues related to our diverse population. Critical to the success of this plan is our commitment to coordinated and cooperative partnerships with other governments, boards, community organizations, businesses, and most importantly the area municipalities. Our new strategic plan, Directions for Success: Investing in Peel's Future, was created together with our many partners. quality_en Quality is at the heart of the European social model It is a key element in promoting employment in a competitive and inclusive knowledge economy. In its Social Policy Agenda, the Commission set the overall focus as the promotion of quality as the driving force for a thriving economy, more and better jobs and an inclusive society: 'extending the notion of quality - which is already familiar to the business world - to the whole of the economy and society [to] facilitate improving the inter-relationship between economic and social policies'. Quality in work -- better jobs -- means not only looking at, or taking of paid employment but also looking at the characteristics of that employment. Deposit This year marks the tenth anniversary of the adoption of Chapter 708 of the Laws of 1992, which significantly revised the statutes governing the deposit and investment of public monies by local governments. Since such bonds and notes were typically used to secure municipal deposits and investments, as bank purchases of these instruments decreased, a reduction in the availability of eligible collateral was anticipated. Third, there was recognition of the need for uniform and strengthened security and custodial requirements for municipal investments, especially following the bankruptcies of two government securities firms and the resulting losses experienced by affected local governments. Acuity+Insights+Newsletter+Ed3 Over the last few months we have witnessed somewhat of a public spectacle as provincial and federal governments, business organizations and non-governmental organizations attempt to elicit support for their views on the Kyoto agreement. Of course consumers also benefit economically through, for instance, lower fuel efficiency standards for SUVs and lower prices for energy inefficient appliances. Critics also tend to focus on potential job losses while making no mention of the huge economic opportunities that would be provided by industries based on renewable or clean energy technologies once they are placed on a level playing field that accords full economic value to emissions reductions in policy and investment decisions. Educ The World Bank's Education Sector Strategy of 1999 describes a rapidly changing world, where the desire to improve access is matched by the need to improve quality and efficiency in educational delivery. It observes that "the growing understanding of the actual and potential roles of private sector involvement in education points up an important opportunity for the International Finance Corporation." A study of investment potential in education goods and services is planned. IFC has not yet supported a project in this field, but not because of lack of interest. Changes in private education now underway in the developing world could have a dramatic impact on the lives of millions worldwide. Investing in Distressed Companies http://www.recognitiongroup.net/Investing in Distressed Companies.pdf Recognition Group's favored approach: the out-of-court "sandwich" transaction Purchase existing secured debt or create convertible secured line-of-credit (LOC) to fund the company's operations. Draw-down of LOC is determined by majority shareholder (see below). Buy a control equity stake for a nominal amount in exchange for assumption of liabilities and debt security. · How willing are you to expend necessary effort on your team to learn specific ins and outs of chapter reorganization process, as well as game theory involved in committees, bidding etc? · How much leeway does your organization have to pay high administration (legal, accounting) costs? · How critical is surety of control versus debt principal protection versus equity capital appreciation? discussion http://www.dest.gov.au/chiefscientist/Reports/Chance_To_Change/Documents/discussion.pdf The Minister for Industry, Science and Resources has asked me to conduct a review of the capabilities of the Australian science, engineering and technology base so that it is positioned to support the needs of Australian society and the knowledge-based economy in the twenty first century. The current state of Australia's science base Mechanisms for funding The required characteristics of the science base if it is to support the development of leading edge industry in Australia The contribution the science base should make to economic development A final report will be released at the end of October 2000 based on this paper and further consultations.
| |
