Century Foundation authors, fellows, and staff members will examine proposals that have been floated by a variety of individuals and organizations.
These short, informative pieces are ideal for journalists, policy analysts, campaign watchers, students, and members of the public who want to keep up with recent reform proposals and understand what they mean.
The first idea brief (released today), explores the idea of a new minimum Social Security benefit.
This site will feature the idea briefs, which can be downloaded in Adobe PDF format.
CS_gsa The fact that senior citizens now comprise the fastest growing demographic in the United States adds a whole new dimension to corporate marketing strategies.
A veteran of the insurance industry, GSA President Jim Jones understands the complications agents face in the field, generating rates by hand.
They wanted a Palm-based application that would enable agents to access a series of boxes and dropdown choices to easily enter in customer information and automatically generate an accurate quote.
Within just a few weeks of GSA's entrance into the marketplace, 30 sales reps in Florida were each given their own handheld device to generate quotes.
healthiIt helps pay for medically necessary inpatient care in a hospital, skilled nursing facility or psychiatric hospital, and for hospice and home health care.
Once you have used 190 days (or have used fewer than 190 days but have exhausted your inpatient hospital coverage), Part A doesn't pay for any more inpatient care in a psychiatric hospital.
Compare benefits and premiums and be satisfied that the insurer is reputable before buying.
And in selecting the benefits that meet your needs, remember that Medicare pays only for services it determines to be medically necessary and only the amount it determines to be reasonable.
2000FarmHealthInsurance
HIGH PREMIUMS: 55 percent of all comments (most frequent) Very concerned about high monthly premiums.
With low farm prices, we will have to cancel our insurance due to the cost.
I have a $1,000 deductible and pay 20 percent of the next $5,000; this costs $500 a month.
We are old and just can't afford to keep up the premium for the medicare supplement, we don't know what we're going to do.
HIGH DEDUCTIBLES: 13 percent of comments All we have is major medicalcan't afford better coverage.
OFF FARM EMPLOYMENT: 11 percent A farm wife: the only reason I'm working is the insurance and retirement benefits.
We should be able to deduct her health insurance premiums from taxes.
LTC Booklet
The New York State Insurance Department can help answer questions about long term care insurance.
This guide provides important information to help you understand long term care and the insurance policies available in New York to assist in paying for long term care services.
Not everyone is eligible for insurance for long term care services; others don't need it; and, still others can't afford it.
However, when appropriate, an insurance policy for long term care services can help you maintain financial stability, independence and dignity, when a chronic or disabling condition occurs.
Other personal factors, such as whether you prefer home care or a nursing home, are also important.
Hosp-AR This publication, printed by the Oklahoma State Department of Health, is issued by the Oklahoma State Department of Health as authorized by Jerry Reiger, Acting Director of the Oklahoma State Department of Health.
As a part of their routine activities, the Board reviews and approves Department regulations for hospice licensure; evaluates practices and procedures of the Department regarding the administration and enforcement of the provisions of the Act; and annually publishes a report of its activities and recommendations for improvement of hospice services and patient care to the Governor and the Commissioner of Health.
There are seventy-four licensed Class A (Medicare certified) hospices and five Class B (licensed only) in Oklahoma.
medicare 2 Medicare does not need more HMOs.
3 Medicare does not need to have its current surplus used up in tax cuts for the rich, cutting into the money needed for future recipients.
Providing vouchers for seniors and people with disabilities so they can seek private health insurance is certainly not the answer.Insurance companies spend more than ¼ of their premium income to market and administer their policies.
Using only part of the current budget surplus and none of the surplus from Social Security or Medicare, we can invest in the longevity of the trust fund and add a prescription drug benefit for all Medicare beneficiaries.
GrhmSmth The Medicare Prescription Drug Cost Protection Act is a universal, voluntary, Medicare prescription drug benefit that provides real price discounts for all beneficiaries, catastrophic coverage above $3,300, and full drug coverage for low-income beneficiaries with income below 200 percent of poverty.
Based on preliminary CBO estimates, the plan costs roughly $390 billion from 2005-2012.
All Medicare beneficiaries would receive as much as 25 percent off drug prices plus a guaranteed 5 percent discount based on negotiations by the same private pharmacy benefit managers (PBM's) that currently manage benefits for nearly 200 million Americans.
Beneficiaries would pay an annual fee of $25 to enroll.
These beneficiaries would pay $2 to $5 per prescription (similar to copays charged by State Medicaid programs).
New-Patient-Packet http://www.atlantapsychiatry.com/forms/New-Patient-Packet.pdf
Psychiatric Associates of Atlanta will file the Medicare insurance for you and you will be reimbursed for a portion of your bill by Medicare in about 30-60 days after your visit.
Please discuss this policy with your physician prior to treatment if you have any questions.
Currently, the physicians in this group are not Medicaid providers and cannot treat Medicaid patients.
I agree that I am personally responsible for ensuring that all charges for services rendered are paid.
Generally, fees are due at the time of service unless other arrangements have been made.
If, for any reason, the doctor must cancel an appointment, the patient will be advised at the earliest possible time.
retiree_enroll
I am enrolled in a health plan outside the University.
I understand that as a University of Texas retiree or surviving dependent, I have been advised to enroll in Medicare Part A and Part B within the three months prior to becoming age 65.
I understand that my employee group insurance through The University of Texas will become secondary to Medicare upon my retirement and Medicare eligibility.
· Mark the box indicating the medical plan in which you want to enroll.
Retirees who elect this option can use up to half of the State premium sharing contribution ($159.56) to purchase optional coverage including dental, vision, and supplemental term life coverage.
options
Anesthesiologists should have received letters from their Medicare carriers with a "Medicare Participating Physician/Supplier Agreement" for 2003.
Notwithstanding Medicare carrier references to any earlier deadlines for physicians to decide to sign or continue Medicare participation agreements for 2003, you have through February 28, 2003 to file your election with your carrier.
Physicians who are currently participating (PAR) and who want to remain PAR for 2003 [beginning March 1] do not need to do anything to maintain their current status.
PAR physicians agree to take assignment on all Medicare claims, which means that they must accept Medicare's approved amount (which is the 80% that Medicare pays plus the 20% patient copayment) as payment in full for all covered services for the duration of the calendar year.
SSA-IRSMOU
specifies (SSA) and the Internal Revenue requirements Act (Act) and the Internal of both agencies and improving problems.
Additionally, this MOU addresses activities intended to improve the wage reporting of state and local government entities.
These specifically include the responsibilities of the IRS and SSA regarding meeting the educational needs of public employers and improving the operational and informational exchanges between the agencies.
218 Agreement not covered under a state of a state coverage a retirement was and SSA or local available system.
SSA and IRS will review IRS Publication 963, Federal-State Reference Guide for State and Local Government Employers, a multi-agency document published by the IRS, to determine whether a revision of the publication is necessary.
ins_options In the 2002 budget letter, we explained that our employees and our general fund could only tolerate a 7% increase though we needed 14%.
Inflation (12% medical and 22% Rx) and increased utilization (TREND) is about 15%.
The 15%+ trend and current shortage of 11% account for the total need of a 26% funding increase.
Substantive Reduction in benefits (page 3) plus a 15% rate increase.
Catastrophic coverage -- base comprehensive plan with high deductible and high out of pocket stop loss (i.e. $1,000 per individual and $5000 family).
Buy-up additional coverage might be available at very high additional employee expense.
FactSheet15 If you have questions about your Medicare eligibility and enrollment, you should contact your local Social Security Office.
Will Medicare pay first or will other insurance I have pay first?
If you don't enroll in Part B when you should, you may pay a higher premium later.
If you are covered under an employer group health plan, you may be able to delay enrollment in Medicare Part B (see below).
A small number of insurance companies sell Medicare supplement policies to those under age 65 who have Medicare.
These companies are listed in the current Iowa Medicare Supplement Premium Comparison Guide available from SHIIP at 1-800-351-4664.
nejm medicare and prescription drugs 03 28 2001
The 40 million elderly and disabled persons enrolled in Medicare have the greatest need for affordable access to prescription drugs.
But even though the elderly are a politically influential group, Medicare does not have a universal outpatient drug benefit because Congress has been unable to agree on how to design and pay for it.
The plan, which is similar to that advocated earlier by the Clinton administration and embraced by Vice President Al Gore during the presidential campaign, would add a standardized drug benefit (Part D) to the traditional Medicare program starting in 2002.
When Congress turns in earnest to the task of structuring a Medicare drug benefit, the chief question it must address is how much money to allocate for this purpose.
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