Seniors desperately need a Medicare drug benefit---but President Bush neglects them.
EVERY DAY OLDER AMERICANS face impossible choices because of the soaring cost of their prescription drugs.
But President Bush and his allies in Congress propose a sham drug benefit to help only a handful of seniors.
Bush's plan would give money to private insurance companies rather than build on the proven Medicare program---and it does nothing to stop drug company profiteering at seniors' expense.
And while Bush and many members of Congress are skimping on the needs of older Americans, they are lavishing a millionaire tax cut on the wealthy.
Tell them older Americans need a real Medicare prescription drug benefit---NOW.
newsletterjan_mar2000-ltr http://www.accessarkansas.org/insurance/newsletters/newsletterjan_mar2000-ltr.pdf
The insurance industry and agents fund all the operations of the Department, including the consumer protection and premium tax collection functions.
We have made a great deal of progress in improving our License Division, but we recognize we still have more to do in this area.
Nancy Lemke, Allstate Insurance Company Mr. Roger Birdsong, Columbia Insurance Group Mr. Mark A. Pilcher, State Farm Ins.
Federal regulators are required to consult with state insurance regulators before enacting regulations to implement the Act's privacy provisions pertaining to insurance companies.
"I am excited about my role in raising the public's awareness of the significant role the Arkansas Insurance Department plays in assisting insurance consumers," Crawford stated.
SurvivorAmend801 http://www.thelocalchoice.state.va.us/plans/SurvivorAmend801.pdf
On the above effective date the following changes become part of your The Local Choice Member Handbook.
This change applies to the following plans: Key Advantage, Key Advantage With Expanded Benefits, Key Advantage Without Dental, Cost Alliance, Cost Alliance With Dental, Advantage 65, Medicare Complementary, Drug Only Plan, and Dental/Vision Plan.
The Local Choice Group may elect to offer coverage to retirees and their eligible dependents.
Non-Medicare eligible retirees may remain in the selected plan until reaching age 65 or eligibility for Medicare, whichever comes first.
Adult disabled children may be eligible for coverage based on TLC dependent eligibility guidelines.
LSPN-July021 The Federal Government is working towards the introduction of premises (practice site) registration for all sites where diagnostic imaging procedures and radiation oncology services are undertaken.
This initiative aims to collect information about practice sites and equipment.
To achieve this aim, legislative requirements will be introduced for proprietors of diagnostic imaging and radiation oncology practice sites to apply to the Health Insurance Commission (HIC) for a Location Specific Practice Number (LSPN).
The radiology profession first called for the introduction of a provider number system that would allow the proper identification and linkage of diagnostic imaging services to practice site in 1996.
LTC2561 With costs for long term care expected to quadruple by the time America's 77 million baby boomers reach retirement age1, there's no time like right now to learn how you can help protect your assets Knowledge is power AND peace of mind.
Only about 14 percent is paid by Medicare, with Medicaid picking up most of the balance of the country's long term care bill---either immediately for those meeting the federal poverty guidelines, or later on for those who "spend down" their assets and become eligible.
Because nursing home care is the primary type of care funded by Medicaid, this usually means entering or relocating to a Medicaidapproved nursing home.
dem_amendments http://www.house.gov/budget_democrats/congressional_budgets/fy2002/dem_amendments.pdf
"We want to use a third of the surplus, almost $900 billion, to ease the burden of taxes on hard working Americans.
We want to invest another third in priorities people clearly want, like better education for their children and prescription drug coverage under Medicare.
An amendment to be offered by Rep. Dennis Moore (D-KS) and others takes the Medicare surplus, like the Social Security surplus, off-budget, and requires that both surpluses be used exclusively to pay for benefits promised in current law.
It then reduces the budget resolution's tax cut and associated debt surplus by $910 billion, which is deposited in the Social Page 1 of 2 Security and Medicare trust funds, each receiving a half.
wr090602
The ATS and the entire physician community are engaged in a campaign to force Congress to pass legislation that averts additional cuts in Medicare physician reimbursement in 2003.
After weeks of discussions between the Republican leadership and members of the House Appropriations Committee, the Labor, Health and Human Services and Education (LHHS) Appropriations bill -- which funds the NIH, CDC and the rest of public health service programs- will be the first appropriations bill brought to the House floor.
By tradition, the LHHS bill has been one of the last bills considered by Congress.
Within the last year, the professional liability insurance markets have been highly volatile, with physicians experiencing significant premium increases, insurers leaving the market and in some states, physician either closing or relocating their practice due to professional liability costs.
me_benefits This survey of 502 registered voters age 50 and older in Maine explores opinion about Medicare prescription drug legislation.
Maine voters age 50+ are more likely to vote for a candidate who supports this Medicare prescription drug benefit: Over thirteen times as many say that support for this benefit would make them more likely to vote for a candidate (53%) than say it would make them more likely to vote against a candidate (4%).
For 35 percent support for this benefit would make no difference in voting, and 8 percent do not know what affect it would have on their vote.
language This means that coverage is generally limited to drugs or biologicals administered by injection.
An individual enrolled in a Medicare+Choice (M+C) plan providing qualified prescription drug coverage could obtain coverage through the plan.
Medication therapy management programs would be designed to assure, for beneficiaries with chronic diseases or multiple prescriptions, that drugs under the plan were appropriately used to achieve therapeutic goals and reduce the risk of adverse events, including adverse drug interactions.
The Administrator would be required to provide for the development of national standards relating to the electronic prescription drug program.
Payments could not be made for persons covered under the Medicare a secondary payer program.
9_Rx DiscountCardProp
On July 12, 2001, the Department of Health and Human Services (HHS) unveiled President Bush's proposal for a Medicare Rx Discount Card.
Under the proposed Medicare Rx Discount Card Program, the Centers for Medicare and Medicaid Services (CMS) will approve, or "endorse," discount cards from private pharmacy benefit management companies (PBMs) and insurance companies that issue drug cards.
The endorsed plans will offer Medicare beneficiaries a card that will give them a discount on outpatient prescription drug purchases.
The Administration's goal was to have the program available in the fall of 2001.
However, in July, the National Community Pharmacists Association and the National Association of Chain Drug Stores filed suit in federal district court, seeking an injunction to halt the program.
Medicare_10355_7 http://www.michigan.gov/documents/Medicare_10355_7.pdf
You will receive a letter from your local FIA office telling you what benefits you qualify for.
You may see your monthly Social Security payment increase because the state pays your premiums.
If you qualify to have Medicaid pay your Medicare premiums, co-insurance and deductibles, you will receive a Medicaid ID card in the mail for each month.
You may qualify for help to pay your Medicare expenses if you are elderly or disabled, with low income and limited assets.
To get these savings, you must have, or have applied for, Medicare Part A, also known as hospital insurance.
If you're not sure, look on your red, white and blue Medicare insurance card or call Social Security toll-free at 1-800-772-1213 to ask.
Insurance Assist MO http://www.alzstl.org/resources/Insurance Assist MO.pdf
We appreciate how important it is that your loved one receives good care.
Information is based on provider descriptions of their own services and is subject to change.
We do not receive any financial compensation from the providers for inclusion on our lists.
Decide if they need supplemental insurance to help pay bills that are not covered by Medicare.
Presents the options between Medicare fee-for-service policies and Medicare HMOs.
Helps if you think your rights to medical benefits are being denied.
Assists when you need to talk to someone outside of insurance plan.
Provides information about MC+ rights and responsibilities.
oei-04-97-00031 http://oig.hhs.gov/oei/reports/oei-04-97-00031.pdf
The mission of the Office of Inspector General (OIG), as mandated by Public Law 95-452, is to protect the integrity of the Department of Health and Human Services programs as well as the health and welfare of beneficiaries served by them.
To determine how many beneficiaries have medical insurance that supplements Medicare, and if they are satisfied with the insurance.
During our 1997 survey of Medicare beneficiary satisfaction, we asked 977 beneficiaries about Several people in their satisfaction with insurance that supplements their Medicare coverage.
Medicare beneficiaries for A total of 977 beneficiaries returned completed We compared responses to our 1995 and 1997 surveys, and determined statistically significant differences through use of a t-test.
Congress3 The Health Insurance Counseling and Advocacy Program (HICAP) assists individuals and families with Medicare problems and other health insurance concerns.
Over 500 trained registered volunteer counselors provide objective information on Medicare, Medicare supplement insurance, managed care, long-term care planning and health insurance.
The purpose Medicare beneficiaries, their families, and of this committee is to review beneficiary needs and to make recommendations for their caregivers/advocates.
The group states, " Our purpose isto come together as one to collectively work towards identifying and meeting needs within the Hispanic/Latino community".
In this example, we will examine our draft local medical review policy on Magnetic Resonance Imaging (MRI) of the spinal canal and its contents.
preventiveservices Studies conducted when Medicare began to cover preventive services, found that beneficiaries with supplemental insurance were much more likely to have such services than those without additional coverage.
Persons who did not report having any of the above insurance options were classified as having only Medicare.
Our regression models included insurance status and those covariates that inunivariate comparisons were correlated to some degree with preventive services.
In Table 3 we show the proportion of persons in each insurance category who would have had a certain screening measure if persons in each of these insurance groups had similar distributions of age, race/ethnicity, education and functional dependencies.
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